Browse the full grids
Product snapshots
Grid language is transcribed from the FFL 2020 term and 2022 final expense grid sheets, plus the Chubb/Combined Generational Life underwriting guide, the Fidelity Life RAPIDecision Final Expense & GI producer guide (May 2026), and the Fidelity Life InstaBrain Term / Pure Term producer guides (May 2026), the Mutual of Omaha Accelerated Underwriting flyer (2023), Simplified Issue guide (April 2026) and Fully Underwritten guide (Sept 2025), the National Life Group Life Underwriting Guide (2020), the Foresters Advantage Plus II / Strong Foundation / Your Term / SMART UL Underwriting Guide (2020), the Americo Instant Decision IUL agent guide (2025) the Royal Neighbors SIWL/GDB agent guide (2020), the Transamerica Field Guide to Underwriting (2021), the Transamerica FFIUL II Express vs FE Express comparison flyer (July 2026), the Transamerica FFIUL II Express agent guide (Sept 2026), the Transamerica FE Express Solution agent guide (July 2026), the Transamerica Trendsetter Term Life guide (Dec 2025), the National Life Group Underwriting Guide (Sept 2025) and the Americo Instant Decision Term Series agent guide (Sept 2025) / eApp underwriting reference (April 2026). Color coding is an agent-facing shortcut, not a carrier decision — underwriting rules change; confirm current guidelines before quoting.